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Beginner's Guide: The World of Points & Miles

Updated: Apr 17


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Using points and miles can be a great way to save money and make family travel more affordable and possible. In the vast realm of points and miles however, a plethora of programs beckon your selection. Determining the ideal program for your needs is a query often vexing. The truth is, there's no universally perfect fit for all individuals or families. The choice of programs is a highly personalized decision, shaped by various factors unique to each traveler. For those embarking on family travel, we've crafted a straightforward strategy to kickstart your journey and make the most of their points and miles:


1. Choose a family-friendly rewards program


When selecting a rewards program, consider the needs and preferences of your family. If you travel frequently with a particular airline or stay at a particular hotel chain, it may make sense to choose a rewards program affiliated with that brand. However, if you have flexibility in your travel plans, consider a rewards program that offers more options and is more family-friendly. For instance, our family stays at all major leading hotel brands but loves to use Marriott Hotels and Resorts because of their convenient locations throughout the globe and the many different accomodation options they provide for families.


2. Choose a travel rewards credit card that suits your family's needs


When selecting a travel rewards credit card, consider the benefits that will be most useful for your family. For example, if you frequently travel by car, a card that offers cash back for gas purchases may be a good fit. Or if you have young children, a card that offers free checked bags or priority boarding may be beneficial.


3. Maximize your family's earning potential


To maximize your family's earning potential, make sure to use your travel rewards credit card for all your purchases. Some cards offer bonus points or miles for specific categories, such as dining or travel. Be sure to understand the bonus categories for your card and use it accordingly. Additionally, some cards offer sign-up bonuses for new cardholders, which can be a great way to jumpstart your points and miles balance.


4. Be strategic with your family's redemptions


When it comes time to redeem your points and miles, it's important to be strategic. Consider the value of your rewards and compare your options to find the best redemption options for your family. Be aware of any blackout dates or other restrictions that may apply to your rewards program. Additionally, consider your family's travel plans and preferences. If you have flexibility in your travel dates and destinations, you may be able to find better redemption options.


5. Use your rewards to enhance your family's travel experience


In addition to saving money on travel, using points and miles can also enhance your family's travel experience. For example, some rewards programs offer upgrades to premium seats or hotel rooms with membership status. Additionally, some credit cards offer perks such as airport lounge access or travel insurance, which can make travel more comfortable and convenient for your family.


6. Monitor your family's rewards balance regularly


To make the most of your family's travel rewards, it's important to monitor your rewards balance regularly. Make sure you understand the expiration policies for your rewards program and use your points and miles before they expire. Additionally, keep track of your rewards balance to ensure you have enough points or miles for your next family trip.

In conclusion, using points and miles for family travel can be a great way to save money and enhance your family's travel experience. By choosing a family-friendly rewards program, selecting a travel rewards credit card that suits your family's needs, maximizing your family's earning potential, being strategic with your family's redemptions, using your rewards to enhance your family's travel experience, and monitoring your family's rewards balance regularly, families can make the most of their travel rewards.


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Resort Chasers

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Travel has always been a cherished passion for every member of our family. Over the years, we've embarked on countless journeys together, and one undeniable trend has been the noticeable increase in travel costs. 

 

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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

Resort Chasers Disclaimer: Content on Resort Chasers represents one individual’s experiences and viewpoints, and your experience may differ. The owner of this site is not an investment advisor, financial planner, nor a legal or tax professional. Articles here are of an opinion and general nature and should not be relied upon for individual circumstances. Research and obtain professional advice regarding all credit decisions before attempting to duplicate any of the techniques described on this website.

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