The Ritz Carlton Credit Card Quick Verdict How to Get It: Since direct applications are closed, you must open a Chase Marriott Bonvoy Boundless® card ($95 fee), wait 365 days, ensure you have a minimum $10,000 credit limit, and call Chase to request a product change. Top-Tier Lounge Access: Offers unlimited visits for you and 2 guests to Chase Sapphire Lounges, plus a Priority Pass Select card that retains airport restaurant and spa credits ($0 authorized user cards also rece