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Credit Card Reviews
Credit Card Reviews: The Bilt Palladium - Why This Card Just Became My New Favorite "Daily Driver"
The Bilt Palladium Card If you’ve been following Resort Chasers for a while, you know our philosophy: luxury travel shouldn’t always come with a luxury price tag. We’ve spent years "travel hacking" to find the best ways to turn everyday spending into five-star experiences. But recently, a new player has completely disrupted our wallet hierarchy. The Bilt Palladium Card has officially taken the top spot as our favorite credit card. While Bilt originally made waves by letting
Credit Card Reviews: Is the Marriott Bonvoy Brilliant® American Express® Card Worth It for Travelers?
Marriott Bonvoy Brilliant® American Express Card Luxury travel is about leverage—using the right tools to secure better rooms, smoother airport days, and high-value stays. With a $650 annual fee, the Marriott Bonvoy Brilliant® American Express Card is a significant investment. However, for those who understand how to stack its benefits, it often provides value far exceeding its cost. The "Big Three" Value Anchors These three benefits alone can effectively "zero out" the annu
Credit Card Reviews: The Ritz-Carlton Card - A Masterclass in Luxury Travel Value
The Ritz Carlton Credit Card While the Ritz-Carlton Credit Card isn’t available for a standard application, it remains a "holy grail" for travel enthusiasts because its benefits far outweigh its $450 cost. Here is the expanded blueprint for adding it to your wallet and exactly how to maximize its perks in real life. How to Get the Card: The Product Change Blueprint Since this card is "grandfathered," you have to transition into it. It requires patience, but the process is re
Other Articles
Tips and Strategies: Transfer Bonuses 2020–Early 2026: Trends, History, and Current Opportunities
Since 2020, transfer bonuses have evolved from occasional promotions into a constant, strategic feature of the points ecosystem. What used to be a handful of predictable annual offers is now a rolling cycle of targeted and public bonuses across nearly every major transferable currency. This shift accelerated between 2022 and 2024, and by early 2026 the landscape is defined by: More frequent—but less predictable—bonuses Increasing competition between issuers The emergence of h
Tips and Strategies: Hyatt Points Devaluation - 5 Reasons to Consider Burning Your Hyatt Points Before the NEW 5-Tier Award Chart Hits in May
World of Hyatt 5-Tier Award Chart for Hotels The landscape of luxury travel is shifting, and if you have a stash of World of Hyatt points , the clock is officially ticking due to the recent Hyatt Points devaluation. With a brand-new award chart taking effect in May 2026, and annual category reshuffles arriving in April, the window to maximize your value is closing fast. At Resort Chasers, we are dedicated to helping families—no matter how many children you have—navigate the w
Hotel Programs: Marriott’s 25K Top-Off - How We Use Our 85K and 35K Awards to Unlock Luxury
In a move that significantly broadens the horizons for luxury travel, Marriott Bonvoy has introduced a game-changing update https://www.marriott.com/offers/free-night-award-off-206324 . Members can now "top off" Free Night Awards (FNA) with up to 25,000 points —a substantial increase from the previous 15,000-point limit. For a community like Resort Chasers, where the goal is to maximize high-end experiences through points and miles, this adjustment is a major win. By having
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