The Ritz Carlton Credit Card While the Ritz-Carlton Credit Card isn’t available for a standard application, it remains a "holy grail" for travel enthusiasts because its benefits far outweigh its $450 cost. Here is the expanded blueprint for adding it to your wallet and exactly how to maximize its perks in real life. How to Get the Card: The Product Change Blueprint Since this card is "grandfathered," you have to transition into it. It requires patience, but the process is re