Current Transfer Bonuses for Credit Card points (As of November, 15, 2025)

Here is an updated guide to the currently available transfer bonuses for American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Points, Capital One Miles, and Bilt Rewards as of Saturday, November 15, 2025.

Please be advised that these promotions are extremely time-sensitive. Always log into your respective rewards portal (Amex, Chase, Citi, Capital One, Bilt) to confirm that the bonus is available on your account and to review the precise terms, minimums, and deadlines.

Current Transfer Bonuses (as of Saturday, November 15, 2025.

American Express Membership Rewards (MR)

* Marriott Bonvoy: Receive a 30% bonus. This means 1,000 MR points convert to 1,300 Marriott Bonvoy points.

* Expiration Date: November 30, 2025

* Avianca LifeMiles: Receive a 15% bonus. This means 1,000 MR points convert to 1,150 LifeMiles.

* Expiration Date: November 30, 2025

* Note: This bonus is often hosted by LifeMiles, so you might only see the bonus reflected in your LifeMiles account after the transfer, not on the Amex page.

Chase Ultimate Rewards

* Virgin Atlantic Flying Club (Tier 1): Receive a 40% bonus. This means 1,000 UR points convert to 1,400 Virgin Points.

* Expiration Date: November 20, 2025 (11:59 PM ET)

* Virgin Atlantic Flying Club (Tier 2): Receive a 30% bonus. This period begins immediately after the 40% bonus expires. This means 1,000 UR points convert to 1,300 Virgin Points.

* Start Date: November 21, 2025

* Expiration Date: December 5, 2025

* Marriott Bonvoy: Receive a 70% bonus. This means 1,000 UR points convert to 1,700 Marriott Bonvoy points.

* Expiration Date: November 30, 2025

Citi ThankYou Points

* No Active Transfer Bonuses at this time.

* Note: The 20% bonus to Qantas and all other October promotions have expired.

Capital One Miles

* British Airways Executive Club (Avios): Receive a 20% bonus. This means 1,000 Capital One Miles convert to 1,200 Avios.

* Expiration Date: November 21, 2025

Bilt Rewards

* No Active Transfer Bonuses at this time.

* Note: The tiered bonus (up to 100%) to Etihad Guest was a Rent Day promotion and expired on November 1, 2025. Bilt's next major promotion is expected on Rent Day, December 1st.

Important Notes:

* Act Fast (Chase/Virgin): The 40% bonus to Virgin Atlantic from Chase is one of the highest available and expires very soon (November 20th). If you have a redemption in mind, act immediately.

* Transfer Instantly, Not Speculatively: Transfers are irreversible. Only move points if you have a specific flight or hotel booking confirmed, or you risk devaluing your points if the loyalty program changes its award chart.

* Check Your Account: Some bonuses are targeted (only visible to certain users). Always log in to your card portal to ensure the bonus is advertised to you before transferring.